car insurance

USA’s Top insurance companies – 2014

Aug 012014

Many people are completely bewildered in choosing the trustworthy auto insurance company. If you are one among them, then our previous article’s guidelines would helped you to know about the system how J.D. Power ratings and A.M Best ratings deliver the annual strategy report based on the quality of the insurance companies.

J.D. Power ratings

A.M Best ratings

It has been already discussed that the insurance companies are rated by collecting data from individual policyholders based on factors like coverage options, claims, customer satisfaction and experience. The financial strength of the company is also rated and this helps in knowing the nature of the car insurance company.

Let’s see the listed top rated auto insurance companies-2014 according to J.D. Power ratings review.

Insurance company	Location
Tennessee Farm Bureau	Southeast
PEMCO Insurance	Northwest
Auto Owners Insurance	North Central
State Farm	New York
GEICO	New York
Amica Mutual	New England
The Hartford Mid	Atlantic
The Hartford	Florida
Auto Owners Insurance	Central
Wawanesa	California
State Farm	Southwest
Texas Farm Bureau Insurance	Texas

How to choose the best auto insurance companies in the USA

car insurance No Responses »

Jul 292014

Car Insurance provides the greatest benefit in offering financial protection for vehicle against damage, collision and theft. Insurance policies differ from one another and each has separate coverage levels. For instance, the premium for comprehensive coverage will be lesser as only physical damage is taken into account. Insurance packages abide legal regulations and it varies with regions.

Protect your car with Car insurance

Car insurance is a mandatory document intended to protect from the risk of financial loss. It is recommended to opt for early insurance plans as many of them depend on car warranty for their damage claims. The period of car warranty exceeds to maximum 5 years and claims can be raised only for malfunctioning parts of vehicle. So it is better to protect your car with car insurance that can take care of all expenses related to the car issues. There exist different insurance policies from which coverage plans for liability and collision are considered to be the most important one. Those policies will help you in situations where you are responsible for third party vehicle damage. Protect your car with car insurance and reap out the multiple benefits.

Pick out the best auto insurance company USA

Make sure you are taking up the legal car insurance policy. In a legal policy you will receive the documentation directly from the company within few days of purchasing your insurance. Before buying an insurance, check whether the company is legally licensed or not. To obtain the information contact the state’s insurance commission. Constantly check out the J.D. Power ratings and A.M Best ratings for knowing the best auto insurance company that operates in your state. The licensed insurance companies are rated by collecting data from individual policyholders based on factors like coverage options, claims, customer satisfaction and experience. The financial strength of the company is also rated. This will help in knowing the nature of your car insurance company.

After reading the post you will get idea about the top auto insurance companies in the USA and the approach of how to buy cheap car insurance.

Some of the Best Auto Insurance companies in the USA:

BEST AUTO INSURANCE LIKE YOU’VE NEVER SEEN IT BEFORE	GET BEST AUTO INSURANCE & CAR INSURANCE QUOTES
PROGRESSIVE AUTO INSURANCE: GET AN ONLINE CAR INSURANCE RATE	BEST AUTO INSURANCE IN THE USA: See Why Drivers Trust Us Most For Auto Insurance
USAA AUTO INSURANCE: CAR AND AUTO INSURANCE COMPANY IN USA	GEICO \| Manage Your Best Auto Policy ~ Make updates to your car insurance

USA’S most expensive and Least Expensive cities for Automobile Insurance- 2014

car insurance No Responses »

Jul 222014

Insurance for automobile is made mandatory in almost all states of the US. The policies and coverage vary extensively with different car insurance companies that operate on a specified state. The average car premium you pay in Salem will hugely differ with Detroit. Know the exact value of premium range in your city, compare with multiple auto insurance companies and avail the reasonable discount. Check out the most expensive and least expensive cities for automobile insurance in the following table:

Cheap expensive cities for car insurance

Rank	City	State	Population	Average Car Insurance Premium
1	Winston-Salem	NC	232,397	$969.10
2	Greensboro	NC	273,419	$1,089.58
3	Raleigh	NC	416,126	$1,098.48
4	Durham	NC	233,210	$1,100.50
5	Charlotte	NC	751,074	$1,123.09
6	Boise City	ID	210,151	$1,221.65
7	Rochester	NY	210,850	$1,249.26
8	Fayetteville	NC	203,922	$1,294.80
9	Spokane	WA	210,107	$1,307.68
10	Montgomery	AL	213,132	$1,375.82
11	Des Moines	IA	206,577	$1,420.07
12	Birmingham	AL	211,458	$1,429.36
13	Albuquerque	NM	552,801	$1,442.01
14	Anchorage	AK	295,570	$1,449.39
15	Mobile	AL	194,887	$1,470.68
16	San Diego	CA	1,326,183	$1,474.71
17	Chesapeake	VA	225,050	$1,479.11
18	San Jose	CA	967,478	$1,483.83
19	Madison	WI	236,889	$1,490.36
20	Chula Vista	CA	247,514	$1,490.56
21	Virginia Beach	VA	442,707	$1,494.24
22	Irvine	CA	215,511	$1,498.10
23	Fremont	CA	216,912	$1,502.47
24	Huntington Beach	CA	192,868	$1,510.83
25	Pittsburgh	PA	307,498	$1,514.27
26	Oxnard	CA	199,917	$1,519.11
27	Fort Wayne	IN	258,803	$1,532.76
28	Bakersfield	CA	352,429	$1,560.93
29	Tallahassee	FL	182,955	$1,573.02
30	Norfolk	VA	242,628	$1,591.95

The most expensive cities for car insurance

Rank	City	State	Population	Average Car Insurance Price
1	Detroit city	MI	706,640	$10,723.22
2	New Orleans	LA	360,740	$4,309.61
3	Grand Rapids	MI	189,813	$4,042.42
4	Newark	NJ	277,545	$3,525.43
5	Baton Rouge	LA	230,148	$3,363.73
6	Hialeah	FL	229,967	$3,271.86
7	Jersey City	NJ	250,317	$3,266.63
8	Louisville	KY	602,037	$3,255.99
9	Miami	FL	408,760	$3,168.75
10	Philadelphia	PA	1,536,471	$2,930.53
11	Shreveport city	LA	201,871	$2,901.23
12	Chicago	IL	2,707,123	$2,859.36
13	New York City	NY	8,244,910	$2,712.43
14	Boston	MA	624,969	$2,681.00
15	Tampa	FL	346,064	$2,663.43
16	Lexington	KY	301,569	$2,652.11
17	Las Vegas	NV	589,340	$2,618.59
18	Minneapolis	MN	387,736	$2,602.06
19	St. Paul	MN	288,437	$2,554.29
20	Honolulu	HI	340,931	$2,515.38
21	North Las Vegas	NV	219,017	$2,504.10
22	Los Angeles	CA	3,819,708	$2,307.57
23	Henderson	NE	260,072	$2,301.29
24	Glendale	CA	193,113	$2,276.11
25	St. Louis	MO	318,069	$2,271.58
26	Atlanta	GA	432,425	$2,224.76
27	St. Petersburg	FL	244,995	$2,218.35
28	Houston	TX	2,145,933	$2,211.62
29	Yonkers	NY	197,397	$2,194.56
30	Baltimore	MD	619,493	$2,172.23